PLI/RPLI Online Transactions MDR Charges list || Applicable Charges from 17.01.2022

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Details of PLI Online Transactions Charges, Which shall paid by customer/Card Holder, wherever applicable for Online PLI/RPLI premium payment transactions from 17.01.2022

F.No. 56-02/2018-LI
Ministry of Communications
Department of Posts
(Directorate of Postal Life Insurance)

Chanakyapuri P.0. Complex
New Delhi-110021

Dated: 18th January 2022

Office Memorandum

Sub: MDR (Merchant Discount Rate) Charges in r/o PLI/RPLI online transactions to be borne by Customers w.e.f. 17.01.2022.


In pursuance of para 3(ii) of Department of Expenditure (Ministry of Finance) 0/o Controller General of Acounts OM no. R-180001/1/2022-GBA-CGA/918-1068 dated 17.09.2022, “No MDR shall be paid by the Government portal to the Authorized Acquirer Bank and their PGs/PGAs. All MDR charges would be paid by the Customer/Card Holder..”, the necessary orders are being implemented for PLI/RPLI online premium payment transactions.


2. In light of above, MDR charges shall henceforth be paid/borne by the customer/card holder, wherever applicable for the online PLI/RPLI premium payment transactions w.e.f 17.01.2022.


3. This information may be disseminated among sub-ordinate offices, Marketing Staff, Customers and all concerned for their necessary information and compliance.

This issues with the approval of competent authority.


(Hariom Sharma)
Deputy Divisional Manager-II

Copy to:

  • 1-2 PS to Minister of Communications/Minister of State for Communications.
  • 3-4 Sr. PPS to Secretary (Posts)/Sr. PPS to Director General Postal Services.
  • 5-12 PPS/PS to Member (Banking)/Member (0)/ Member (P)/ Member
  • (Planning & HRD)/ Member (PLI)/Member (Tech)/ Addl. DG (Coordination)/ Secretary (PSB)
  • 13-14 Sr. Deputy Director General (Vigilance) & CVO/Sr. Deputy Director General (PAF)
  • 15-16 CGM (BD)/CGM (Parcel)
  • 17-30 All DDGs, Dak Bhawan
  • 31-60 All CPMGs/Addl. DG, APS/Director, RAKNPA, Ghaziabad/ CGM (CEPT)
  • 64-70 All Director, PTCs/ Director, PLI, Kolkata
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SBI Gateway SBI Debit Card Rs 0
All Credit Card Rs 12/-
Rupay Card Rs 0
UPI Rs 0
SBI Net banking Rs 0
Other Net Banking Rs 6/-
PayU Gateway Debit Card Rs 0
All Credit Card 1 % + GST
Rupay Card Rs 0
UPI Rs 0
Net Banking Rs 0
Wallets 1.5 % + GST
PLI Online Transactions Charges 2022

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